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Planning Ahead

Start The Process

peace of mindLooking to the new year for some new accomplishments? Like many, you probably have your resolutions chosen and mapped out for the new year, but have you considered the future beyond that, like pre-planning or pre-needing? They probably aren’t on your agenda anytime soon, but they should be and here is why:

Planning Ahead Will Give Your Family Peace of Mind

A family can experience even more emotional stress and fatigue if they have to figure out what their loved one’s wishes truly were. By planning ahead, your family will know what arrangements you desire and will allow them to grieve properly when that time comes. If you’re thinking that you have to pay a large sum to be able to plan ahead, then you are mistaken, which brings me to my next point.

If You Can’t Pre-Need, You Can Always Pre-Plan

We have several people who desire to pre-need but can’t because of their financial situation, and we understand that. That’s why, we encourage those who can’t start a pre-need policy to at least start a pre-planning file. By pre-planning, you have your preferences in funeral services on file and available at the funeral home. By doing this, your family will know what you wanted your arrangements to be and will be freed from any difficult decisions they would have to make in the future. You can always add a pre-need policy to lift any financial burden it may have on your family in the future.

Pre-Needs Are Transferable

If you think that pre-needing with a certain funeral home locks you in with that funeral home, than you’re wrong. Regardless of where you pre-needed, you still have the legal right to transfer that policy elsewhere.

The Key To Planning Ahead is to Start the Process

If you find yourself questioning the whole pre-needing process, don’t hesitate to visit your funeral home of preference or a local funeral director. Regardless of whether you choose to do one or the other, the important thing is to start the process somewhere. Taking the initiative to meet with a funeral director and just talk about the future helps vision the importance of making pre-arrangements. Meeting with a licensed funeral director also helps to answer any questions and doubts you may have about your funeral preferences. It is always better to consider your options ahead of time to ensure that your specific needs are met.

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Planning Ahead

What You Need to Know When a Death Occurs

Wowan-sad-lost-husband-to-wrongful-death

 

 

When a death occurs, the grief you feel can hinder the decisions you need to make. We understand the importance of knowing what needs to be done so that a loved one receives the proper care that you wish for them. That’s why we created an outline of what you need to know when a death occurs.

 

Consult a Relative/Friend for Helpgty_helping_sick_friend_stock_kb_131008_16x9_608

The decisions and preparations that come after a death can make the process more difficult, that’s why it’s best to ask someone who has your trust and also has a clear mind to aid in making important decisions during the funeral process. The support from a friend or loved one will always lighten the weight on you while you are grieving.

 

Who to Call Next Depends on the Place the Death Occurred

More likely than not, a death will occur in a hospital or while under supervised care, such as hospice or a nursing home; In that case, a health professional will most likely ask you if you have a preferred funeral home that they can contact for you and they will contact them. If it’s an unexpected death at home, your first call should be 911 so that the proper arrangements for removal can be made. The authorities will guide you during the process.

Confirming the Choice of Funeral Homechoosing-provider

Once you have decided on a funeral home, you will be in contact with them for the next couple of days on the arrangements that you wish to have. Here is a list of things to keep in mind while making arrangements:

1. Embalming, in most cases, is not required by law

2. Find out if the deceased had insurance

This can help with the cost of arrangements and can be filed by you or, if you wish, the funeral home.

If the deceased has pre-insured with a designated funeral home, you have the right to move the insurance elsewhere.

3. Most cemeteries require an outer burial container

4. Obtain demographic information and social security number

This information will be needed by the funeral home to file a death certificate.

It is advised but not required to obtain a copy of a death certificate.

Death certificates will be required when handling accounts, bills, and if applicable, testaments and insurance.

To administer the estates of the deceased, you must file for a probate with the state to start the legal process.

You can obtain additional death certificates at the Health Department, with proof of relationship to the deceased and ID.